Qualifying life events
Situations that allow you to enroll in health insurance outside of Open Enrollment. View a list of qualifying life events.
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What's new for 2026?
Learn how recent federal changes are affecting health coverage in Pennsylvania.
Who is Pennie for?
Pennie is Pennsylvania’s official Health Insurance Marketplace. If you don’t get health insurance through your job, Pennie is the best place to find the coverage that’s right for you.
Jalen
27, Philadelphia
Freelance graphic designer, part time food delivery
Earns: $23,475/yr
Pays: $82/mo for Silver level plan
Lower out of pocket costs
Concerns: Needs coverage to fit lifestyle and budget, plus peace of mind without paying a fortune.
Gary & Barb
51, Northampton County
Small business contractors
Earn: $63,450/yr
Pay: $526/mo for Silver level plan
Concerns: Need coverage for appointments and prescriptions. Surprise medical bills could impact their business and livelihood.
The Riveras
33, 32, 8, 6, Pittsburgh
Hair stylist and substitute teacher
Earn: $80,375/yr
Pay: $565/mo for parents’ silver plan & Pennie connects kids to low-cost CHIP
Concerns: Protect the family’s health without breaking the bank – their well-being is priceless
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