1. Costs

Changes Coming for 2026

What’s New – Changes for Pennie Enrollees 

Due to federal law, there are some changes coming to Pennie.  These changes impact the cost of health coverage as well as other enrollment requirements.

Based on your feedback, we know the cost of coverage is your highest concern.
We want to keep you informed about any changes to your coverage so you can best plan ahead for you and your family. 

Learn more below.

 

What’s Happening?

  • In 2026, monthly payments are increasing.
  • Since 2021, the federal government has been offering enhanced tax credits to make health insurance cheaper for Pennie enrollees. These enhanced tax credits expire December 31, 2025, Congress has not extended the enhanced tax credits in 2026.
  • There are still some tax credits for people who qualify, but the amount will be smaller. People who make around $62,600 a year or more (around $84,600 for a couple) won’t qualify for any tax credits.

What can I do?  

  • READ EVERYTHING Pennie or your insurance company sends you.
  • Open Enrollment is your chance to enroll in a new plan that best fits your budget. 
  • Pennie is here to help. Check out pennie.com/connect for free assistance when exploring your plan options.
  • Want to do a deeper dive? Visit Pennie’s Affordability Page. There you can find data, stats, customer stories, news articles, and more.

What is Pennie doing?  

  • Pennie remains committed to helping customers find the lowest costs on high-quality health coverage.  
  • Pennie has developed websites, factsheets, customer testimonial videos, and more to show the impacts these tax credits have made on Pennie enrollees. These facts are being shared with state and federal elected officials and key stakeholders for educational purposes.   
  • Pennie is PA’s version of the health insurance marketplace created by the Affordable Care Act. Because of this, Pennie must follow any federal laws that change health insurance standards.   

Other Reasons Your Monthly Payments May Change in 2026:

Changes may happen to your financial savings because of:  

  • Changes in your household income, family size, or tax filing status.  
  • A new insurance company started selling plans in your area and it has impacted your tax credits and premiums. 

If you have any questions, please call Pennie Customer Service at 844-844-8040. 

Tell us what having Pennie coverage means for your health and family.

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