How to enroll

Enrolling is simple

Pennie is your one-stop shop for browsing, applying, and enrolling in coverage. Watch the video or scroll down to learn a bit more.

This video shows how easy it is to enroll you and your family for coverage.
Ver en Español.

Enrollment Basics

Shop and compare plans, gather necessary documents and sign up online with Pennie.

What is open enrollment?

This is the yearly period when you can buy health insurance. If you don’t enroll during this time, you can’t sign up until the next one, except in limited instances, called special enrollment periods. Pennie’s Open Enrollment Period runs yearly from November 1 to January 15.

How open enrollment works

What are special enrollment periods?

If you experience a Qualifying Life Event
such as loss of health coverage, marriage,
change of residence, or many others, you
can enroll in a Special Enrollment Period,
anytime outside open enrollment

Learn more about special enrollment periods

Your Simple Guide

How to enroll

Compare plans and get a quote

Answer 3 simple questions to see your quote and then filter plan options for your needs!

Apply for coverage

Pennie tells you exactly what you need like household info, pay stubs, and more

Pay your first month’s premium

This is called your binder payment. Coverage cannot begin until this is paid before the policy’s effective date. Good news! Many plans allow you to pay online.