COBRA and Pennie

COBRA Customers

Currently enrolled in COBRA?

When you lose job-based coverage, you may be offered COBRA Continuation Coverage by your former employer. Pennie is an alternative for health coverage for those who have lost or will be losing job-based coverage. Pennie may be a more affordable option than COBRA coverage.

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Can I switch from COBRA to a plan through Pennie?

Check out our chart to see if you can switch, and know that if you aren’t sure, we are always here to help.

View Your Enrollment Options Today!

Comparison chart showing when you can switch from COBRA to a Pennie health insurance plan — outlining options during annual Open Enrollment (Oct. 15–Dec. 15) and outside Open Enrollment, including if COBRA costs change, when COBRA coverage ends, and if you end COBRA early. It shows that in Open Enrollment you can switch to Pennie in all cases; outside Open Enrollment you can switch and qualify for a Special Enrollment Period in most COBRA end scenarios, and you may qualify for Special Enrollment if you end COBRA early.

Why shop for health coverage with Pennie?

Financial Savings

Pennie is the only place to receive financials savings to help lower the cost of coverage. Four out of five Pennie customers are receiving financial savings.

Shop & Compare

Pennie’s Plan Comparison Tool allows you to browse for insurance plan offerings, compare them, and see if you qualify for financial savings before you apply!

We are here to help!

Pennie is here to help every step of the way. Pennie-certified assisters and brokers can help answer questions and guide customers through the entire process. Find more about this expert, personalized assistance below.

Find Answers. Meet Pros. Get Covered.